Khushhali Microfinance Bank Limited (KMBL) enters the digital world in 2020 with the launch of its Internet Banking website.


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Customers will now be able to conduct financial and non-financial transactions on the go as per banking industry practices.

Khushhali’s Internet Banking website will now allow customers to access services like secure intrabank funds transfer, hassle-free bill payment (utility bills, mobile bills, insurance payments, top-ups, etc.), interbank funds transfer, mini statements, balance inquiry, and many other non-financial services from any place they like at any time of the day.

The internet banking site can be accessed on https://login.khushhalibank.com.pk where users can avail of the new digital banking experience from the comfort of their homes.

The online service will also empower micro-entrepreneurs by providing them greater control and transparency over their daily financial transactions.

Users will no longer have to interrupt their schedules to visit the KMBL branch or stand in queues to avail of any services.

The transition to digital banking is crucial in today’s age as it bridges the financial inclusion gap in rural and developing areas. In the South Asian region, the benefits of online banking have been especially exemplary in the last few years, as banking through internet/digital devices has connected an entire segment of the unbanked population by bypassing the obstacles of traditional banking.

According to the McKinsey Report, Singapore is leading the race with 94% accessing their accounts over the Internet while digital banking penetration in Indonesia and Vietnam reached about 40%. With Pakistan also being significantly under-banked, KMBL is aiming to encourage greater engagement with technology through its online banking.

President KMBL, Ghalib Nishtar rejoiced at the launch of online banking, “KMBL is committed to providing its customers a smooth user experience while also imparting financial literacy skills to help improve lives. The internet banking is a step in that direction as it will also encourage micro-entrepreneurs to become more digitally-literate by using the latest technologies”.