CreditPer, a pioneer in digital financial services for individuals and businesses alike, has joined hands with PayPro to provide integrated digital payments with AI-based lending solutions to the Pakistani market. CreditPer is an established lending-based Islamic fintech company in Pakistan, with a vision to provide access to fair credit to under- and unserved market segments. Theyโre the game changers who are providing credit solutions to retailers, farmers, and customers nationwide.
PayPro, on the other hand, is a fintech company offering merchant bill aggregation and payments gateway solutions with the largest merchant base in the country, serving both MSMEโs as well as large corporations across all business sectors.
CreditPer is all set to provide convenience, flexibility, and payment security to enterprises that aim to increase their customer base through viable lending-based financial products. Customers can now simply download the CreditPer app, sign up on it, and buy from available items on easy installments (more product categories are consistently being added to the CreditPer portfolio). They can checkout with an option of paying their total bill later on easy, interest-free installments, through PayProโs payment gateway. Additionally, as a result of this partnership, invoiced customers of non-ecommerce merchants will also be able to avail BNPL services through PayProโs interoperable platform.
Speaking on the MoU signing ceremony, Mr. Owais Zaidi, CEO, CreditPer, said, โThis initiative is a step towards facilitating Pakistani customers to avail credit options, as well as allowing merchants to book better sales with broader business reach, leading to record sales!โ
Mr. Ali Janjua, CEO, PayPro added,โDigital transformation isnโt about any single project, it’s rather about changing the culture and transforming how you create and exchange value with customers or suppliers alike, and we aim to offer our patrons a brand experience thatโs worth sharing.โ
This partnership will also enable CreditPer to expand their financial productโs accessibility through integrating with PayProโs successfully marketed payments platform, and enter the mainstream merchant market, to provide better value to merchants, via their extensive experience and position in the industry as pioneers of digital lending through alternate credit scoring.