Online scams are now becoming more prevalent than ever. Online scams are fraudulent schemes that use the internet or digital communication channels to deceive individuals and organizations into giving away money or sensitive information. These scams can take many different forms, such as phishing emails, fake websites, social media scams, and investment scams.

Here are some of the most common online scams you should be aware of.

Phishing scams

These scams involve emails or messages that appear to be from a legitimate source, such as a bank or social media site, but are fraudulent. The message will typically ask the recipient to click on a link or provide personal information.

Tech support scams

These scams involve fraudsters pretending to be tech support representatives for well-known companies such as Microsoft or Apple. They may contact people via phone or email and claim that their computer has a virus or other issue that they need to fix.

Image source: Investopedia

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Investment Scams

These scams involve fraudulent investment opportunities that promise high returns with little risk. They may be advertised through social media or other online channels.

Charity Scams

These scams involve fraudulent charities that claim to be raising money for a good cause. The fraudsters may ask for donations via email, social media, or other online channels.

Employment Scams

These scams involve fraudulent job postings that may ask for personal information or payment upfront. The job may not exist, or the employer may be trying to steal the victim’s identity.

Image source: CBC

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How To Avoid Online Scams

To protect yourself from online scams, it’s important to be cautious and skeptical when receiving unsolicited emails, messages, or phone calls. Avoid clicking on links or downloading attachments from unknown sources. Make sure to verify the authenticity of websites before entering any personal or financial information. Also, always be wary of offers that sound too good to be true or involve giving away personal or financial information.

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